The General Authority of Health Services (GAHS) is a local government body in Abu Dhabi which is in the process of establishing health care and insurance policies for expatriates under the latest law consented by His Highness Shaikh Khalifa bin Zayed Al Nahyan. This step to free and premium health care will be accessible to all Abu Dhabi residents as of July 1st 2006.
The Health Care policies include an essential plan for individuals earning less than Dh3,000 per month. The standard plan also includes emergency visits for visitor and a premium plan for all others that will comprise of vital product offers and benefits.
The plans would be renewed annually, and the insured is not permitted to reclaim the premium. The standard plan includes all diseases stated in the plan schedule, excluding diseases or treatments not mentioned.
Diabetes, cancer, rheumatism, asthma, blood pressure, cardiac diseases, immune deficiency, psychiatric diseases, tuberculosis, diseases and osteoporosis are chronic diseases that will not be considered a part of the Health Care plan except for patients with residency period in Abu Dhabi that exceeds six months. Those recipients from this plan may transfer to various plans with different coverage, at their own additional expense.
This Health Care plan is not a substitute for any employers’ present obligation to provide insurance and workers’ compensation. In spite of everything, companies are required to supply health cover according to the code of regulations, in addition to respecting current contracts with workers.
Abu Dhabi’s Executive Council and GAHS have agreed upon Dh600 as the premium for the basic product plan. The premium will be calculated by the duration of the residency and in regards to market expenses. GAHS will monitor and manage the costs of healthcare products and services to ensure inexpensive supplies to all.
The Health Care provider is even going so far as to grant health services to a party which is insured, but not for a particular medical emergency, regardless if their insurance covers the treatment or not. The authorized healthcare supplier will then be able to reclaim the expenses of the medical emergency from an authorized insurance supplier.
These proactive measures of supplying adequate health services taken by the government and GAHS are to ensure that all residents within the region are being taken care of appropriately, and to ensure a hale and hearty workforce whilst increasing the standard of living, enhancing productivity which will concurrently generate the emirate’s growth and development.